AMERICAN BANKERS ASSOCIATION

Community Development Financial Institutions Fund and Bank Enterprise Award Program FY2025 Financial Services and General Government Appropriations for FY 2025

Quality Patents

SEC Good Governance Reform

National Defense Authorization Act for 2025 Artificial Intelligence

Data Security and Privacy Cybersecurity related issues/cybersecurity regulatory harmonization Ginnie Mae Cyber Incident Reporting Requirements

SEC Staff Accounting Bulletin 121 Financial Accounting Standards Board Oversight Hedging HTM Securities and HTM accounting

Farm Credit System Farm Bill H.R. 1822/ S. 838, Access to Credit for our Rural Economy (ACRE) Act of 2025

H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act S.J. Res. 36/H.J. Res. 74, the resolution to disapproval of the Consumer Financial Protection Bureaus (CFPB) rule prohibiting medical debt information from being reported or used by creditors S.J. Res. 18/H.J. Res. 59, the resolution of disapproval of the final rule issued by the Consumer Financial Protection Bureau (CFPB) on December 12, 2024, regarding overdraft protection services H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the STABLE Act of 2025 S. 394, the GENIUS Act of 2025 S. 919, the GENIUS Act of 2025 Credit Card Competition Act H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 2702/S. 875, the Financial Integrity and Regulation Management (FIRM) Act Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act CFPB-IG Reform Act CFPB Dual Mandate and Economic Analysis Act Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Dodd-Frank Section 1033 Open Banking Rule CFPB Credit Card Late Fee Rule Deposit Insurance Reform National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal Emergency Capital Investment Issues for CDFI and MDI Institutions UDAAP Supervisory Policies and Adjudication Procedures Community Reinvestment Act Final Rule Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.1631, Safe Access to Cash Act of 2025 H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Notice of Proposed Rulemaking for Debit Card Interchange Fees and Routing (Reg II) Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Regulatory Tailoring Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal Homebuyers Privacy Protection Act

Bankruptcy reform legislation, including bills related to small business, student loans and related legislation Small business bankruptcy thresholds under Chapter 11, Subsection V

S.128, Primary Care Enhancement Act H.R.5688, the Bipartisan HSA Improvement Act of 2023 H.R.5687, the HSA Modernization Act of 2023 CARES Act provision reinstating the HDHP-HSA telehealth safe harbor National Flood Insurance Program H.R.5535, Insurance Data Protection Act

Anti-Money Laundering/ BSA Implementation of the Anti-Money Laundering Act of 2020 and the Corporate Transparency Act De-risking SEC Cyber Disclosures

Dodd-Frank Section 1071 Small Business Data Collection and Reporting Rule SBA 7(a) Lending Program Credit union member business lending H.R. 736, the Protect Small Businesses from Excessive Paperwork Act of 2025

Credit Union Tax and Charter Issues H.R.1103/S.479, New Markets Tax Credit Extension Act H.R. 703/S. 213, the Main Street Tax Certainty Act Tax Cuts and Jobs Act Program Extensions 199A Deduction for Qualified Business Income Federal Corporate Tax Rate Opposition to a National Bank Tax

Federal Housing Administration Cyber Incident Notification Requirements

H.R. 1013/S. 424, the Retirement Fairness for Charities and Educational Institutions Act