HJRES 74 119th Congress House Finance and Financial Sector

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

Introduced: March 6, 2025 Introduced by: Norman, Ralph Republican · South Carolina See on congress.gov

Everywhere this bill has been 2 steps

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In committee

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Passed Senate

To President

Became law

Mar 6, 2025

Referred to the House Committee on Financial Services.

Mar 6, 2025

Introduced in House

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Plain-English summary Congressional Research Service

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) and published on January 14, 2025. This rule prohibits the inclusion of medical debt on credit reports and prohibits creditors from considering medical debt when making credit eligibility determinations.

What's happening now March 6, 2025

Referred to the House Committee on Financial Services.

Hearings & markups 1

A New Era for the CFPB: Balancing Power and Reprioritizing Consumer Protections
Hearing Mar 26, 2025 · 10:00 AM EDT · Financial Institutions and Monetary Policy Subcommittee

Related & companion bills 1

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 32

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
ACA INTERNATIONAL
for ACA INTERNATIONAL · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
ACA INTERNATIONAL
for ACA INTERNATIONAL · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
GOLDSTEIN POLICY SOLUTIONS LLC
for BLOCKCHAIN ASSOCIATION · District of Columbia · 3rd Quarter (July 1 - Sep 30) 2025

See all 32 filings →

Cosponsors 13

Barr, Andy

Kentucky · Mar 6, 2025

Donalds, Byron

Florida · Mar 6, 2025

Downing, Troy

Montana · Mar 6, 2025

Fitzgerald, Scott

Wisconsin · Mar 6, 2025

Flood, Mike

Nebraska · Mar 6, 2025

Huizenga, Bill

Michigan · Mar 6, 2025

Loudermilk, Barry

Georgia · Mar 6, 2025

Lucas, Frank D.

Oklahoma · Mar 6, 2025

Meuser, Daniel

Pennsylvania · Mar 6, 2025

Moore, Tim

North Carolina · Mar 6, 2025

Ogles, Andrew

Tennessee · Mar 6, 2025

Wagner, Ann

Missouri · Mar 6, 2025

Williams, Roger

Texas · Mar 6, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). H.J. Res. 74: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".. 119th Congress. Open America. https://openamerica.io/bill/119-HJRES-74/

MLA

"H.J. Res. 74: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HJRES-74/.

Bluebook (legal)

H.J. Res. 74, 119th Cong. (2026), https://openamerica.io/bill/119-HJRES-74/.

Markdown link

[H.J. Res. 74: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".](https://openamerica.io/bill/119-HJRES-74/)