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H.J. Res. 74 119th Congress House

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

Introduced: March 6, 2025 Introduced by: Ralph Norman Republican · South Carolina See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 6, 2025
Referred to the House Committee on Financial Services.
Mar 6, 2025
Introduced in House
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What's happening now March 6, 2025

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) and published on January 14, 2025. This rule prohibits the inclusion of medical debt on credit reports and prohibits creditors from considering medical debt when making credit eligibility determinations. 

 Hearings & markups 1
 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 36

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APA
U.S. Congress. (2026). H.J. Res. 74: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".. 119th Congress. Open America. https://openamerica.io/bill/119-HJRES-74/
MLA
"H.J. Res. 74: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HJRES-74/.
Bluebook (legal)
H.J. Res. 74, 119th Cong. (2026), https://openamerica.io/bill/119-HJRES-74/.
Markdown link
[H.J. Res. 74: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".](https://openamerica.io/bill/119-HJRES-74/)
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