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H.R. 1653 119th Congress House

Civil Investigative Demand Reform Act of 2025

Official title: To reform the civil investigative demand process of the Bureau of Consumer Financial Protection.

Introduced: February 27, 2025 Introduced by: Andy Barr Republican · Kentucky See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 16, 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20.
Sep 16, 2026
Committee Consideration and Mark-up Session Held
Feb 27, 2025
Introduced in House
Feb 27, 2025
Referred to the House Committee on Financial Services.
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What's happening now September 16, 2026

Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20.

 Plain-English summary Congressional Research Service

Civil Investigative Demand Reform Act of 2025

This bill revises the Consumer Financial Protection Bureau’s (CFPB’s) civil investigative demand process. The demand process is used to gather information relevant to a violation of consumer financial law before formal proceedings. 

Under the bill, such demands must be issued and served no later than six years after the date of the violation. The demand must also provide specific reference to particular facts regarding the violation. 

The bill establishes a process that allows an advising attorney to submit questions on behalf of a person compelled by a demand to appear for oral testimony. 

The bill also allows for judicial review if the CFPB denies a petition to set aside or modify a demand. These petitions must be treated as confidential.

In addition, the bill expands the grounds on which a petitioner may seek relief from such a demand to include a demonstration that the demand (1) is unduly burdensome, expensive, and outside the scope of the inquiry; (2) is unreasonably cumulative or duplicative; or (3) can be obtained from some other source that is more convenient, less burdensome, or less expensive.

 Hearings & markups 3
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 35

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

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See all 35 filings →
 Cosponsors 6
All 6 Democratic 2 Republican 4
R
Moore, Tim
North Carolina · Jul 16, 2025
 R
Meuser, Daniel
Pennsylvania · Jun 26, 2025
 R
Wagner, Ann
Missouri · Jun 26, 2025
 R
Timmons, William R.
South Carolina · Mar 3, 2025
 D
Gonzalez, Vicente
Texas · Feb 27, 2025
 D
Moskowitz, Jared
Florida · Feb 27, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1653: Civil Investigative Demand Reform Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1653/
MLA
"H.R. 1653: Civil Investigative Demand Reform Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1653/.
Bluebook (legal)
H.R. 1653, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1653/.
Markdown link
[H.R. 1653: Civil Investigative Demand Reform Act of 2025](https://openamerica.io/bill/119-HR-1653/)
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