CONSUMER DATA INDUSTRY ASSOCIATION

-Issues pertaining to credit reporting and monitoring, use of alternative data, credit repair companies, and FCRA liability, including HR 5775 (FCRA Liability Harmonization Act), HR 8141 (Fair Credit Reporting Reseller Accuracy Act), S. 2074 (Servicemembers' Credit Monitoring Enhancement Act), and HR 306 (Ending Scam Credit Repair Act, ESCRA). -Issues related to the CFPB complaint portal, including HR 75889 (Eliminating Fraud in CFPB's Complaint Database Act). -Issues pertaining to data privacy and a potential federal framework. -Issues related to the FHFA governance of credit scores and reports for GSE loans. -Public Law No: 119-36 - Homebuyers Privacy Protection Act and implementation of limits on the use of mortgage trigger leads for credit reporting agencies.