Skip to main content
H.R. 8141 119th Congress House

Fair Credit Reporting Reseller Accuracy Act

Official title: To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum poss… Show full official titleShow less

Official title: To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes.

Introduced: March 27, 2026 Introduced by: Michael Lawler Republican · New York See on congress.gov
Finance and Financial Sector Consumer creditData collection, sharing, protectionRetail and wholesale trades
Sign in to write a letter Sign in to watch
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 1, 2026
Placed on the Union Calendar, Calendar No. 689.
Sep 1, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
Jun 30, 2026
Ordered to be Reported (Amended) by Voice Vote.
Jun 30, 2026
Committee Consideration and Mark-up Session Held
Mar 27, 2026
Referred to the House Committee on Financial Services.
Mar 27, 2026
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now September 1, 2026

Placed on the Union Calendar, Calendar No. 689.

 Plain-English summary Congressional Research Service

Fair Credit Reporting Reseller Accuracy Act

This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.

A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

 Hearings & markups 1
  • Various Measures
    Markup Jun 30, 2026 · 10:00 AM EDT · Financial Services Committee
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 16

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 16 filings →
 Cosponsors 3
All 3 Democratic 1 Republican 2
R
Wagner, Ann
Missouri · Apr 29, 2026
 R
Meuser, Daniel
Pennsylvania · Apr 14, 2026
 D
Gottheimer, Josh
New Jersey · Mar 27, 2026
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 8141: Fair Credit Reporting Reseller Accuracy Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-8141/
MLA
"H.R. 8141: Fair Credit Reporting Reseller Accuracy Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-8141/.
Bluebook (legal)
H.R. 8141, 119th Cong. (2026), https://openamerica.io/bill/119-HR-8141/.
Markdown link
[H.R. 8141: Fair Credit Reporting Reseller Accuracy Act](https://openamerica.io/bill/119-HR-8141/)
Report a problem