HR 5775 119th Congress House Finance and Financial Sector

FCRA Liability Harmonization Act

Introduced: October 17, 2025 Introduced by: Loudermilk, Barry Republican · Georgia See on congress.gov

Everywhere this bill has been 4 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 30, 2026

Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 23.

Jun 30, 2026

Committee Consideration and Mark-up Session Held

Oct 17, 2025

Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Oct 17, 2025

Introduced in House

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What's happening now June 30, 2026

Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 23.

Hearings & markups 1

Various Measures
Markup Jun 30, 2026 · 10:00 AM EDT · Financial Services Committee

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 2

Financial Services Committee
House of Representatives
Judiciary Committee
House of Representatives

Lobbying activity 20

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS
for CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS · District of Columbia · 2nd Quarter (Apr 1 - June 30) 2026
EXPERIAN NORTH AMERICA
for EXPERIAN NORTH AMERICA · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
CONSUMER DATA INDUSTRY ASSOCIATION
for CONSUMER DATA INDUSTRY ASSOCIATION · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
NATIONAL AUTOMOBILE DEALERS ASSOCIATION
for NATIONAL AUTOMOBILE DEALERS ASSOCIATION · Virginia · 1st Quarter (Jan 1 - Mar 31) 2026
THOLOS GOVERNMENT RELATIONS
for EQUIFAX · Georgia · 1st Quarter (Jan 1 - Mar 31) 2026
PORTERFIELD, FETTIG & SEARS, LLC
for CONSUMER DATA INDUSTRY ASSOCIATION · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026

See all 20 filings →

Cosponsors 7

Moore, Tim

North Carolina · Jun 23, 2026

Williams, Roger

Texas · Mar 25, 2026

Fitzgerald, Scott

Wisconsin · Oct 17, 2025

Huizenga, Bill

Michigan · Oct 17, 2025

Kim, Young

California · Oct 17, 2025

Meuser, Daniel

Pennsylvania · Oct 17, 2025

Wagner, Ann

Missouri · Oct 17, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 5775: FCRA Liability Harmonization Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-5775/

MLA

"H.R. 5775: FCRA Liability Harmonization Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-5775/.

Bluebook (legal)

H.R. 5775, 119th Cong. (2026), https://openamerica.io/bill/119-HR-5775/.

Markdown link

[H.R. 5775: FCRA Liability Harmonization Act](https://openamerica.io/bill/119-HR-5775/)