S. 2074
119th Congress
Senate
Servicemembers’ Credit Monitoring Enhancement Act
Official title: A bill to amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.
Finance and Financial Sector
Consumer affairsCredit and credit marketsMilitary personnel and dependents
Everywhere this bill has been
8 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 16, 2026
Held at the desk.
Mar 16, 2026
Received in the House.
Mar 16, 2026
Message on Senate action sent to the House.
Mar 5, 2026
Passed Senate without amendment by Unanimous Consent. (consideration: CR S877-878; text: CR S877-878)
Mar 5, 2026
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Mar 5, 2026
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Jun 12, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 12, 2025
Introduced in Senate
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What's happening now
Held at the desk.
Related & companion bills
1
Bill text
2 versions
- Engrossed in Senate Formatted Text PDF Formatted XML
- Introduced in Senate Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Lobbying activity
11
- UNITED SERVICES AUTOMOBILE ASSOCIATION
- CONSUMER DATA INDUSTRY ASSOCIATION
- TRANS UNION LLC
- CONSUMER DATA INDUSTRY ASSOCIATION
- TRANS UNION LLC
- CONSUMER DATA INDUSTRY ASSOCIATION
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Federal Housing Finance Agency (FHFA)
- Consumer Financial Protection Bureau (CFPB)
- Treasury, Dept of
- Housing & Urban Development, Dept of (HUD)
- Natl Economic Council (NEC)
- Federal Trade Commission (FTC)
Cosponsors
3
Cite this page
U.S. Congress. (2026). S. 2074: Servicemembers’ Credit Monitoring Enhancement Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-2074/
"S. 2074: Servicemembers’ Credit Monitoring Enhancement Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-2074/.
S. 2074, 119th Cong. (2026), https://openamerica.io/bill/119-S-2074/.
[S. 2074: Servicemembers’ Credit Monitoring Enhancement Act](https://openamerica.io/bill/119-S-2074/)