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H.R. 2498 117th Congress House

Private Loan Disability Discharge Act of 2021

Official title: To provide for the discharge of a private education loan in the case of death or total and permanent disability of a student obligor, and for other purposes.

Introduced: April 14, 2021 Introduced by: Madeleine Dean Democratic · Pennsylvania See on congress.gov
Finance and Financial Sector Consumer creditDebt collectionDisability and paralysisHigher education
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Income tax exclusionStudent aid and college costs
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2021
Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 14, 2021
Introduced in House
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 Latest action April 14, 2021

Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Plain-English summary Congressional Research Service

Private Loan Disability Discharge Act of 2021

This bill directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

 Related & companion bills 3
  • HR 4784 Reintroduced Bill Private Loan Disability Discharge Act of 2023
  • HR 4545 Reintroduction of Private Loan Disability Discharge Act of 2019
  • HR 2547 Comprehensive Debt Collection Improvement Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 2498: Private Loan Disability Discharge Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2498/
MLA
"H.R. 2498: Private Loan Disability Discharge Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2498/.
Bluebook (legal)
H.R. 2498, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2498/.
Markdown link
[H.R. 2498: Private Loan Disability Discharge Act of 2021](https://openamerica.io/bill/117-HR-2498/)
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