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HR 2498 117th Congress House Finance and Financial Sector Consumer credit Debt collection Disability and paralysis Higher education Income tax exclusion Student aid and college costs

Private Loan Disability Discharge Act of 2021

Introduced: April 14, 2021 Introduced by: Dean, Madeleine Democratic · Pennsylvania See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2021
Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 14, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Private Loan Disability Discharge Act of 2021

This bill directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

What's happening now April 14, 2021

Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Related & companion bills 1
  • HR 2547 Related bill Comprehensive Debt Collection Improvement Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2498: Private Loan Disability Discharge Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2498/
MLA
"H.R. 2498: Private Loan Disability Discharge Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2498/.
Bluebook (legal)
H.R. 2498, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2498/.
Markdown link
[H.R. 2498: Private Loan Disability Discharge Act of 2021](https://openamerica.io/bill/117-HR-2498/)
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