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HR 4545 116th Congress House Finance and Financial Sector Consumer credit Debt collection Disability and paralysis Higher education Income tax exclusion Student aid and college costs

Private Loan Disability Discharge Act of 2019

Introduced: September 27, 2019 Introduced by: Dean, Madeleine Democratic · Pennsylvania See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 8 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 21, 2020
Placed on the Union Calendar, Calendar No. 565.
Dec 21, 2020
Committee on Ways and Means discharged.
Dec 21, 2020
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-682, Part I.
Dec 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 25.
Dec 11, 2019
Committee Consideration and Mark-up Session Held.
Dec 10, 2019
Committee Consideration and Mark-up Session Held.
Sep 27, 2019
Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sep 27, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Private Loan Disability Discharge Act of 2019

This bill directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

What's happening now December 21, 2020

Placed on the Union Calendar, Calendar No. 565.

 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 3
D
Pallone, Frank
New Jersey · Jun 15, 2020
 D
Casten, Sean
Illinois · Dec 6, 2019
 D
Sherman, Brad
California · Dec 6, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4545: Private Loan Disability Discharge Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4545/
MLA
"H.R. 4545: Private Loan Disability Discharge Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4545/.
Bluebook (legal)
H.R. 4545, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4545/.
Markdown link
[H.R. 4545: Private Loan Disability Discharge Act of 2019](https://openamerica.io/bill/116-HR-4545/)
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