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HR 4784 118th Congress House Education

Private Loan Disability Discharge Act of 2023

Introduced: July 20, 2023 Introduced by: Dean, Madeleine Democratic · Pennsylvania See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 20, 2023
Introduced in House
Jul 20, 2023
Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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 Plain-English summary Congressional Research Service

Private Loan Disability Discharge Act of 2023

This bill directs the holder of a private education loan to discharge the loan balance for both the borrower and any cosigner in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

What's happening now July 20, 2023

Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 4784: Private Loan Disability Discharge Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4784/
MLA
"H.R. 4784: Private Loan Disability Discharge Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4784/.
Bluebook (legal)
H.R. 4784, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4784/.
Markdown link
[H.R. 4784: Private Loan Disability Discharge Act of 2023](https://openamerica.io/bill/118-HR-4784/)
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