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H.R. 4396 116th Congress House

Clean Slate through Repayment Act of 2019

Official title: To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit histor… Show full official titleShow less

Official title: To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit history upon repayment of the full amount due on such loan.

Introduced: September 19, 2019 See on congress.gov
Education Business recordsConsumer creditGovernment lending and loan guaranteesHigher educationStudent aid and college costs
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 19, 2019
Referred to the House Committee on Education and Labor.
Sep 19, 2019
Introduced in House
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 Latest action September 19, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Clean Slate through Repayment Act of 2019

This bill requires the Department of Education (ED) to have a record of default removed from a borrower's credit history in certain circumstances.

Specifically, when a borrower repays in full the amount due on a defaulted student loan, ED must request a consumer reporting agency remove the record of default from the borrower's credit history.

 Related & companion bills 1
  • HR 4395 Clean Slate through Consolidation Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Stevens, Haley M.
Michigan · Sep 19, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4396: Clean Slate through Repayment Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4396/
MLA
"H.R. 4396: Clean Slate through Repayment Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4396/.
Bluebook (legal)
H.R. 4396, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4396/.
Markdown link
[H.R. 4396: Clean Slate through Repayment Act of 2019](https://openamerica.io/bill/116-HR-4396/)
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