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HR 4395 116th Congress House Education Consumer credit Government information and archives Government lending and loan guarantees Student aid and college costs

Clean Slate through Consolidation Act

Introduced: September 19, 2019 Introduced by: Stevens, Haley M. Democratic · Michigan See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 19, 2019
Referred to the House Committee on Education and Labor.
Sep 19, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Clean Slate through Consolidation Act

This bill requires the Department of Education (ED) to have a record of default removed from a borrower's credit history in certain circumstances.

Specifically, when a borrower obtains a Federal Direct Consolidation Loan discharging the borrower's liability on a defaulted student loan, ED must request a consumer reporting agency remove the record of default from the borrower's credit history.

What's happening now September 19, 2019

Referred to the House Committee on Education and Labor.

 Related & companion bills 1
  • HR 4396 Related bill Clean Slate through Repayment Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4395: Clean Slate through Consolidation Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4395/
MLA
"H.R. 4395: Clean Slate through Consolidation Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4395/.
Bluebook (legal)
H.R. 4395, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4395/.
Markdown link
[H.R. 4395: Clean Slate through Consolidation Act](https://openamerica.io/bill/116-HR-4395/)
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