GEOFFREY P. GRAY

General issues related to privacy, cybersecurity, data security, credit reporting, and background screening. Specific issues included: issues related to the credit reporting industry and draft amendments to the Fair Credit Reporting Act, and draft CFPB proposals, including issues related to a common portal, disputes, scoring, credit headers, medical debt, and litigation; draft privacy and data security proposals, issues related to fraud prevention, law enforcement, preemption, functional regulation, data aggregators, Artificial Intelligence, and data brokers; draft trigger leads legislation.