MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

Issues relating to the application of capital standards on globally active insurance companies; insurance ownership structures; diversity and inclusions.

Issues related to fiduciary standard. Issues related to e-delivery and 403(b) parity. Issues related to SEC swing pricing rule, crypto rule, and custody rule. General issues relating to cannabis banking legislation. General issues relating to privacy, data breaches, data security, and cyber security. General issues relating to ESG and climate change at Treasury, SEC and Capitol Hill Issues related to independent contractor legislation. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Issues related to the Basel III Endgame proposal (Regulatory Capital Rule: Large Banking Organizations and Banking Organizations With Significant Trading Activity)

Issues related to the ordinary treatment of bonds held by insurers. Issues related to tax reform.