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S 397 119th Congress Senate Commerce

Small Business Disaster Damage Fairness Act of 2025

Introduced: February 4, 2025 Introduced by: Kennedy, John Republican · Louisiana See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 4, 2025
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Feb 4, 2025
Introduced in Senate
 Plain-English summary Congressional Research Service

Small Business Disaster Damage Fairness Act of 2025

This bill increases from $14,000 to $50,000 the threshold loan amount over which the Small Business Administration (SBA) may require collateral for a disaster loan.

The Government Accountability Office must report on the performance, including the default rate, of such loans.

Additionally, the SBA must (1) distinguish between rural and urban communities in the outreach and marketing for disaster loans, and (2) incorporate actions to mitigate challenges encountered by rural communities in accessing such loans.

What's happening now February 4, 2025

Read twice and referred to the Committee on Small Business and Entrepreneurship.

 Committees of jurisdiction 1