Small Business Disaster Damage Fairness Act of 2025
Official title: To amend the Small Business Act to increase the minimum disaster loan amount for which the Small Business Administration may require collateral, and for other purposes.
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Referred to the House Committee on Small Business.
Small Business Disaster Damage Fairness Act of 2025
This bill increases from $14,000 to $50,000 the threshold loan amount over which the Small Business Administration (SBA) may require collateral for a disaster loan.
The Government Accountability Office must report on the performance, including the default rate, of such loans.
Additionally, the SBA must (1) distinguish between rural and urban communities in the outreach and marketing for disaster loans, and (2) incorporate actions to mitigate challenges encountered by rural communities in accessing such loans.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 1021: Small Business Disaster Damage Fairness Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1021/
"H.R. 1021: Small Business Disaster Damage Fairness Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1021/.
H.R. 1021, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1021/.
[H.R. 1021: Small Business Disaster Damage Fairness Act of 2025](https://openamerica.io/bill/119-HR-1021/)