S. 3623
119th Congress
Senate
Credit Card Competition Act of 2026
Official title: A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network c… Show full official titleShow less
Official title: A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jan 13, 2026
Introduced in Senate
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What's happening now
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related & companion bills
1
Bill text
1 version
- Introduced in Senate Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Lobbying activity
161
- NATIONAL ASSOCIATION OF COLLEGE STORES
- HARBINGER STRATEGIES, LLC
- HARBINGER STRATEGIES, LLC
- HARBINGER STRATEGIES, LLC
- CGCN GROUP, LLC
- PHRONESISDC, LLC
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Treasury, Dept of
- White House Office
- Natl Economic Council (NEC)
- U.S. Trade Representative (USTR)
- Commerce, Dept of (DOC)
- Executive Office of the President (EOP)
Cite this page
U.S. Congress. (2026). S. 3623: Credit Card Competition Act of 2026. 119th Congress. Open America. https://openamerica.io/bill/119-S-3623/
"S. 3623: Credit Card Competition Act of 2026." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-3623/.
S. 3623, 119th Cong. (2026), https://openamerica.io/bill/119-S-3623/.
[S. 3623: Credit Card Competition Act of 2026](https://openamerica.io/bill/119-S-3623/)