Skip to main content
S. 3623 119th Congress Senate

Credit Card Competition Act of 2026

Official title: A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network c… Show full official titleShow less

Official title: A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.

Introduced: January 13, 2026 Introduced by: Roger Marshall Republican · Kansas See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jan 13, 2026
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now January 13, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 161

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 161 filings →
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3623: Credit Card Competition Act of 2026. 119th Congress. Open America. https://openamerica.io/bill/119-S-3623/
MLA
"S. 3623: Credit Card Competition Act of 2026." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-3623/.
Bluebook (legal)
S. 3623, 119th Cong. (2026), https://openamerica.io/bill/119-S-3623/.
Markdown link
[S. 3623: Credit Card Competition Act of 2026](https://openamerica.io/bill/119-S-3623/)
Report a problem