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H.R. 7035 119th Congress House

Credit Card Competition Act of 2026

Official title: To amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competit… Show full official titleShow less

Official title: To amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.

Introduced: January 13, 2026 Introduced by: Lance Gooden Republican · Texas See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 13, 2026
Introduced in House
Jan 13, 2026
Referred to the House Committee on Financial Services.
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What's happening now January 13, 2026

Referred to the House Committee on Financial Services.

 Hearings & markups 1
 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 156

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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APA
U.S. Congress. (2026). H.R. 7035: Credit Card Competition Act of 2026. 119th Congress. Open America. https://openamerica.io/bill/119-HR-7035/
MLA
"H.R. 7035: Credit Card Competition Act of 2026." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-7035/.
Bluebook (legal)
H.R. 7035, 119th Cong. (2026), https://openamerica.io/bill/119-HR-7035/.
Markdown link
[H.R. 7035: Credit Card Competition Act of 2026](https://openamerica.io/bill/119-HR-7035/)
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