S 1467 119th Congress Senate Finance and Financial Sector Consumer credit Financial services and investments Housing finance and home ownership Real estate business Right of privacy

Homebuyers Privacy Protection Act

Introduced: June 26, 2025 Introduced by: Reed, Jack Democratic · Rhode Island See on congress.gov

Everywhere this bill has been 8 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 17, 2025

Held at the desk.

Jun 17, 2025

Received in the House.

Jun 12, 2025

Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. (consideration: CR S3395-3396)

Jun 12, 2025

Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

Jun 12, 2025

Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)

Jun 12, 2025

Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)

Apr 10, 2025

Introduced in Senate

Apr 10, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

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Plain-English summary Congressional Research Service

Homebuyers Privacy Protection Act

This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions.

Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.

These provisions take effect 180 days after the bill's enactment.

What's happening now June 17, 2025

Held at the desk.

Related & companion bills 1

Bill text 2 versions

Engrossed in Senate Formatted Text PDF Formatted XML
Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 58

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS
for CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS · District of Columbia · 2nd Quarter (Apr 1 - June 30) 2026
INDEPENDENT COMMUNITY BANKERS OF AMERICA
for INDEPENDENT COMMUNITY BANKERS OF AMERICA · District of Columbia · 2nd Quarter (Apr 1 - June 30) 2026
EXPERIAN NORTH AMERICA
for EXPERIAN NORTH AMERICA · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
NATIONAL ASSOCIATION OF REALTORS
for NATIONAL ASSOCIATION OF REALTORS · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
EXPERIAN NORTH AMERICA
for EXPERIAN NORTH AMERICA · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
AARP
for AARP · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026

See all 58 filings →

Cosponsors 45

Durbin, Richard J.

Illinois · Jun 26, 2025

Scott, Rick

Florida · Jun 5, 2025

Sullivan, Dan

Alaska · May 21, 2025

Collins, Susan M.

Maine · May 20, 2025

Hoeven, John

North Dakota · May 20, 2025

Cassidy, Bill

Louisiana · May 15, 2025

Banks, Jim

Indiana · May 14, 2025

Moreno, Bernie

Ohio · May 5, 2025

Wicker, Roger F.

Mississippi · May 1, 2025

Heinrich, Martin

New Mexico · Apr 29, 2025

Alsobrooks, Angela D.

Maryland · Apr 10, 2025

Baldwin, Tammy

Wisconsin · Apr 10, 2025

Bennet, Michael F.

Colorado · Apr 10, 2025

Blumenthal, Richard

Connecticut · Apr 10, 2025

Britt, Katie Boyd

Alabama · Apr 10, 2025

Capito, Shelley Moore

West Virginia · Apr 10, 2025

Cortez Masto, Catherine

Nevada · Apr 10, 2025

Cramer, Kevin

North Dakota · Apr 10, 2025

Crapo, Mike

Idaho · Apr 10, 2025

Fetterman, John

Pennsylvania · Apr 10, 2025

Fischer, Deb

Nebraska · Apr 10, 2025

Gallego, Ruben

Arizona · Apr 10, 2025

Hagerty, Bill

Tennessee · Apr 10, 2025

Hickenlooper, John W.

Colorado · Apr 10, 2025

Hyde-Smith, Cindy

Mississippi · Apr 10, 2025

Kaine, Tim

Virginia · Apr 10, 2025

Kelly, Mark

Arizona · Apr 10, 2025

King, Angus S., Jr.

Maine · Apr 10, 2025

Klobuchar, Amy

Minnesota · Apr 10, 2025

Markey, Edward J.

Massachusetts · Apr 10, 2025

Merkley, Jeff

Oregon · Apr 10, 2025

Peters, Gary C.

Michigan · Apr 10, 2025

Ricketts, Pete

Nebraska · Apr 10, 2025

Risch, James E.

Idaho · Apr 10, 2025

Rosen, Jacky

Nevada · Apr 10, 2025

Rounds, Mike

South Dakota · Apr 10, 2025

Schatz, Brian

Hawaii · Apr 10, 2025

Shaheen, Jeanne

New Hampshire · Apr 10, 2025

Smith, Tina

Minnesota · Apr 10, 2025

Tillis, Thomas

North Carolina · Apr 10, 2025

Tuberville, Tommy

Alabama · Apr 10, 2025

Van Hollen, Chris

Maryland · Apr 10, 2025

Welch, Peter

Vermont · Apr 10, 2025

Whitehouse, Sheldon

Rhode Island · Apr 10, 2025

Wyden, Ron

Oregon · Apr 10, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). S. 1467: Homebuyers Privacy Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-1467/

MLA

"S. 1467: Homebuyers Privacy Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-1467/.

Bluebook (legal)

S. 1467, 119th Cong. (2026), https://openamerica.io/bill/119-S-1467/.

Markdown link

[S. 1467: Homebuyers Privacy Protection Act](https://openamerica.io/bill/119-S-1467/)