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S. 1467 119th Congress Senate

Homebuyers Privacy Protection Act

Official title: A bill to amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes.

Introduced: April 10, 2025 Introduced by: Jack Reed Democratic · Rhode Island See on congress.gov
Finance and Financial Sector Consumer creditFinancial services and investmentsHousing finance and home ownershipReal estate businessRight of privacy
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 Everywhere this bill has been 9 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 17, 2025
Received in the House.
Jun 17, 2025
Held at the desk.
Jun 12, 2025
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)
Jun 12, 2025
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Jun 12, 2025
Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)
Jun 12, 2025
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. (consideration: CR S3395-3396)
Apr 10, 2025
Introduced in Senate
Apr 10, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S2567)
Apr 10, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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What's happening now June 17, 2025

Held at the desk.

 Plain-English summary Congressional Research Service

Homebuyers Privacy Protection Act

This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. 

Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.

These provisions take effect 180 days after the bill's enactment.

 Related & companion bills 1
  • HR 2808 Contained in public law Homebuyers Privacy Protection Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 63

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 63 filings →
 Cosponsors 45
All 45 Democratic 24 Republican 20 Independent 1
D
Durbin, Richard J.
Illinois · Jun 26, 2025
 R
Scott, Rick
Florida · Jun 5, 2025
 R
Sullivan, Dan
Alaska · May 21, 2025
 R
Collins, Susan M.
Maine · May 20, 2025
 R
Hoeven, John
North Dakota · May 20, 2025
 R
Cassidy, Bill
Louisiana · May 15, 2025
 R
Banks, Jim
Indiana · May 14, 2025
 R
Moreno, Bernie
Ohio · May 5, 2025
 R
Wicker, Roger F.
Mississippi · May 1, 2025
 D
Heinrich, Martin
New Mexico · Apr 29, 2025
 D
Alsobrooks, Angela D.
Maryland · Apr 10, 2025
 D
Baldwin, Tammy
Wisconsin · Apr 10, 2025
 D
Bennet, Michael F.
Colorado · Apr 10, 2025
 D
Blumenthal, Richard
Connecticut · Apr 10, 2025
 R
Britt, Katie Boyd
Alabama · Apr 10, 2025
 R
Capito, Shelley Moore
West Virginia · Apr 10, 2025
 D
Cortez Masto, Catherine
Nevada · Apr 10, 2025
 R
Cramer, Kevin
North Dakota · Apr 10, 2025
 R
Crapo, Mike
Idaho · Apr 10, 2025
 D
Fetterman, John
Pennsylvania · Apr 10, 2025
 R
Fischer, Deb
Nebraska · Apr 10, 2025
 D
Gallego, Ruben
Arizona · Apr 10, 2025
 R
Hagerty, Bill
Tennessee · Apr 10, 2025
 D
Hickenlooper, John W.
Colorado · Apr 10, 2025
 R
Hyde-Smith, Cindy
Mississippi · Apr 10, 2025
 D
Kaine, Tim
Virginia · Apr 10, 2025
 D
Kelly, Mark
Arizona · Apr 10, 2025
 I
King, Angus S., Jr.
Maine · Apr 10, 2025
 D
Klobuchar, Amy
Minnesota · Apr 10, 2025
 D
Markey, Edward J.
Massachusetts · Apr 10, 2025
 D
Merkley, Jeff
Oregon · Apr 10, 2025
 D
Peters, Gary C.
Michigan · Apr 10, 2025
 R
Ricketts, Pete
Nebraska · Apr 10, 2025
 R
Risch, James E.
Idaho · Apr 10, 2025
 D
Rosen, Jacky
Nevada · Apr 10, 2025
 R
Rounds, Mike
South Dakota · Apr 10, 2025
 D
Schatz, Brian
Hawaii · Apr 10, 2025
 D
Shaheen, Jeanne
New Hampshire · Apr 10, 2025
 D
Smith, Tina
Minnesota · Apr 10, 2025
 R
Tillis, Thomas
North Carolina · Apr 10, 2025
 R
Tuberville, Tommy
Alabama · Apr 10, 2025
 D
Van Hollen, Chris
Maryland · Apr 10, 2025
 D
Welch, Peter
Vermont · Apr 10, 2025
 D
Whitehouse, Sheldon
Rhode Island · Apr 10, 2025
 D
Wyden, Ron
Oregon · Apr 10, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1467: Homebuyers Privacy Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-1467/
MLA
"S. 1467: Homebuyers Privacy Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-1467/.
Bluebook (legal)
S. 1467, 119th Cong. (2026), https://openamerica.io/bill/119-S-1467/.
Markdown link
[S. 1467: Homebuyers Privacy Protection Act](https://openamerica.io/bill/119-S-1467/)
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