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HR 2808 119th Congress House Finance and Financial Sector Consumer credit Financial services and investments Housing finance and home ownership Real estate business Right of privacy

Homebuyers Privacy Protection Act

Introduced: April 10, 2025 Introduced by: Rose, John W. Republican · Tennessee See on congress.gov
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 Everywhere this bill has been 19 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 5, 2025
Became Public Law No: 119-36.
Sep 5, 2025
Signed by President.
Aug 25, 2025
Presented to President.
Aug 8, 2025
Message on Senate action sent to the House.
Aug 2, 2025
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5522)
Aug 2, 2025
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Jun 24, 2025
Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 104.
Jun 23, 2025
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2876)
Jun 23, 2025
Motion to reconsider laid on the table Agreed to without objection.
Jun 23, 2025
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2876)
Jun 23, 2025
Considered under suspension of the rules. (consideration: CR H2876-2877)
Jun 23, 2025
DEBATE - The House proceeded with forty minutes of debate on H.R. 2808.
Jun 23, 2025
Mr. Rose moved to suspend the rules and pass the bill, as amended.
Jun 20, 2025
Placed on the Union Calendar, Calendar No. 133.
Jun 20, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-166.
Jun 10, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 46 - 0.
Jun 10, 2025
Committee Consideration and Mark-up Session Held
Apr 10, 2025
Introduced in House
Apr 10, 2025
Referred to the House Committee on Financial Services.
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 Plain-English summary Congressional Research Service

Homebuyers Privacy Protection Act

This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. 

Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.

These provisions take effect 180 days after the bill's enactment.

What's happening now September 5, 2025

Became Public Law No: 119-36.

 Hearings & markups 2
 Related & companion bills 1
  • S 1467 Public law contains the text Homebuyers Privacy Protection Act
 Bill text 7 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 60

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

See all 60 filings →
 Cosponsors 89
All 89 Democratic 32 Republican 55 Independent 1
R
Hinson, Ashley
Iowa · Jun 20, 2025
 D
Schneider, Bradley Scott
Illinois · Jun 20, 2025
 R
Cloud, Michael
Texas · Jun 17, 2025
 D
Kelly, Robin L.
Illinois · Jun 17, 2025
 R
Kiggans, Jennifer A.
Virginia · Jun 17, 2025
 R
Tiffany, Thomas P.
Wisconsin · Jun 12, 2025
 D
Liccardo, Sam T.
California · Jun 10, 2025
 R
Sessions, Pete
Texas · Jun 9, 2025
 D
Bynum, Janelle S.
Oregon · Jun 5, 2025
 R
Norman, Ralph
South Carolina · Jun 5, 2025
 D
Ross, Deborah K.
North Carolina · Jun 5, 2025
 D
Scott, David
Georgia · Jun 4, 2025
 R
Barrett, Tom
Michigan · May 29, 2025
 R
Downing, Troy
Montana · May 29, 2025
 D
Craig, Angie
Minnesota · May 23, 2025
 R
Fischbach, Michelle
Minnesota · May 21, 2025
 R
Fleischmann, Charles J. "Chuck"
Tennessee · May 21, 2025
 R
Luna, Anna Paulina
Florida · May 21, 2025
 R
Smucker, Lloyd
Pennsylvania · May 21, 2025
 D
Sorensen, Eric
Illinois · May 21, 2025
 R
LaHood, Darin
Illinois · May 20, 2025
 R
Cline, Ben
Virginia · May 19, 2025
 D
Lynch, Stephen F.
Massachusetts · May 17, 2025
 D
McBride, Sarah
Delaware · May 17, 2025
 D
Meeks, Gregory W.
New York · May 17, 2025
 R
Schmidt, Derek
Kansas · May 17, 2025
 D
Velázquez, Nydia M.
New York · May 17, 2025
 D
Gottheimer, Josh
New Jersey · May 15, 2025
 R
Burchett, Tim
Tennessee · May 14, 2025
 R
Lawler, Michael
New York · May 13, 2025
 R
Mann, Tracey
Kansas · May 8, 2025
 R
Davidson, Warren
Ohio · May 7, 2025
 R
Donalds, Byron
Florida · May 7, 2025
 R
Finstad, Brad
Minnesota · May 7, 2025
 D
Golden, Jared F.
Maine · May 7, 2025
 R
Huizenga, Bill
Michigan · May 7, 2025
 R
Stutzman, Marlin A.
Indiana · May 7, 2025
 D
Vindman, Eugene Simon
Virginia · May 7, 2025
 R
Bacon, Don
Nebraska · May 5, 2025
 I
Kiley, Kevin
California · May 5, 2025
 D
Case, Ed
Hawaii · May 1, 2025
 R
Haridopolos, Mike
Florida · Apr 30, 2025
 R
Moore, Tim
North Carolina · Apr 30, 2025
 R
Webster, Daniel
Florida · Apr 30, 2025
 R
Alford, Mark
Missouri · Apr 29, 2025
 R
Grothman, Glenn
Wisconsin · Apr 29, 2025
 D
Mrvan, Frank J.
Indiana · Apr 29, 2025
 R
Rutherford, John H.
Florida · Apr 29, 2025
 D
Bishop, Sanford D.
Georgia · Apr 28, 2025
 R
Buchanan, Vern
Florida · Apr 28, 2025
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Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2808: Homebuyers Privacy Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-2808/
MLA
"H.R. 2808: Homebuyers Privacy Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-2808/.
Bluebook (legal)
H.R. 2808, 119th Cong. (2026), https://openamerica.io/bill/119-HR-2808/.
Markdown link
[H.R. 2808: Homebuyers Privacy Protection Act](https://openamerica.io/bill/119-HR-2808/)
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