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H.R. 5975 119th Congress House

Appraisal Modernization Act

Official title: To amend the Truth in Lending Act to require that financial institutions, appraisal management companies, appraisers, and other valuation professionals are ser… Show full official titleShow less

Official title: To amend the Truth in Lending Act to require that financial institutions, appraisal management companies, appraisers, and other valuation professionals are serving the housing market in a manner that is efficient and consistent for all mortgage loan applicants, borrowers, and communities, and for other purposes; to study the feasibility of creating a national public appraisal database.

Introduced: November 7, 2025 Introduced by: Ayanna Pressley Democratic · Massachusetts See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 7, 2025
Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Nov 7, 2025
Introduced in House
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What's happening now November 7, 2025

Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Related & companion bills 2
  • S 2296 National Defense Authorization Act for Fiscal Year 2026
  • S 2651 ROAD to Housing Act of 2025
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 2

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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APA
U.S. Congress. (2026). H.R. 5975: Appraisal Modernization Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-5975/
MLA
"H.R. 5975: Appraisal Modernization Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-5975/.
Bluebook (legal)
H.R. 5975, 119th Cong. (2026), https://openamerica.io/bill/119-HR-5975/.
Markdown link
[H.R. 5975: Appraisal Modernization Act](https://openamerica.io/bill/119-HR-5975/)
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