H.R. 5979 118th Congress House

VA Home Loan Awareness Act of 2023

Official title: To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan pro… Show full official titleShow less

Official title: To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

Introduced: October 18, 2023 Introduced by: Monica De La Cruz Republican · Texas See on congress.gov

Housing and Community Development Congressional oversightDepartment of Veterans AffairsGovernment lending and loan guaranteesGovernment studies and investigations

More subjectsShow fewer subjects

Housing finance and home ownershipVeterans' loans, housing, homeless programs

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Oct 25, 2023

Referred to the House Committee on Financial Services.

Oct 18, 2023

Introduced in House

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Latest action October 25, 2023

Referred to the House Committee on Financial Services.

Plain-English summary Congressional Research Service

VA Home Loan Awareness Act of 2023

This bill requires Fannie Mae and Freddie Mac to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003/ Freddie Mac Form 65) a disclosure that (1) notifies applicants with military service that they may qualify for a Department of Veterans Affairs (VA) Home Loan, and (2) directs applicants to consult their lender regarding eligibility.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

Related & companion bills 1

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

FORBES-TATE
for BROKER ACTION COALITION · Pennsylvania · 1st Quarter 2025 (Jan 1 - Mar 31)

Bodies those filers lobbied

HOUSE OF REPRESENTATIVES
1 filing
SENATE
1 filing

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

Cosponsors 24

Joyce, David P.

Ohio · Nov 8, 2024

Fitzpatrick, Brian K.

Pennsylvania · Jun 11, 2024

Ross, Deborah K.

North Carolina · Apr 29, 2024

Garcia, Sylvia R.

Texas · Mar 19, 2024

Pettersen, Brittany

Colorado · Mar 5, 2024

Perez, Marie Gluesenkamp

Washington · Feb 29, 2024

Nickel, Wiley

· Jan 31, 2024

Lawler, Michael

New York · Jan 25, 2024

Beatty, Joyce

Ohio · Jan 11, 2024

Gottheimer, Josh

New Jersey · Dec 11, 2023

Grijalva, Raúl M.

Arizona · Dec 5, 2023

Harder, Josh

California · Nov 13, 2023

Jackson, Jonathan L.

Illinois · Nov 2, 2023

Luna, Anna Paulina

Florida · Nov 2, 2023

Weber, Randy K. Sr.

Texas · Oct 25, 2023

Rutherford, John H.

Florida · Oct 24, 2023

Alabama · Oct 18, 2023

Ogles, Andrew

Tennessee · Oct 18, 2023

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 5979: VA Home Loan Awareness Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-5979/

MLA

"H.R. 5979: VA Home Loan Awareness Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-5979/.

Bluebook (legal)

H.R. 5979, 118th Cong. (2026), https://openamerica.io/bill/118-HR-5979/.

Markdown link

[H.R. 5979: VA Home Loan Awareness Act of 2023](https://openamerica.io/bill/118-HR-5979/)