S. 3068 118th Congress Senate

VA Home Loan Awareness Act of 2023

Official title: A bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home l… Show full official titleShow less

Official title: A bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

Introduced: November 1, 2023 See on congress.gov

Housing and Community Development Congressional oversightDepartment of Veterans AffairsGovernment lending and loan guaranteesGovernment studies and investigations

More subjectsShow fewer subjects

Housing finance and home ownershipVeterans' loans, housing, homeless programs

Everywhere this bill has been 10 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jul 15, 2024

Held at the desk.

Jul 15, 2024

Received in the House.

Jul 12, 2024

Message on Senate action sent to the House.

Jul 11, 2024

Passed Senate without amendment by Unanimous Consent. (text: CR S5147)

Jul 11, 2024

Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.

Jul 11, 2024

Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. (consideration: CR S5147)

Jul 11, 2024

Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

Mar 12, 2024

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.

Oct 18, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Oct 18, 2023

Introduced in Senate

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

Latest action July 15, 2024

Held at the desk.

Plain-English summary Congressional Research Service

VA Home Loan Awareness Act of 2023

This bill requires Fannie Mae and Freddie Mac to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003/ Freddie Mac Form 65) a disclosure that (1) notifies applicants with military service that they may qualify for a Department of Veterans Affairs (VA) Home Loan, and (2) directs applicants to consult their lender regarding eligibility.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

Related & companion bills 1

Bill text 2 versions

Engrossed in Senate Formatted Text PDF Formatted XML
Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

FORBES-TATE
for BROKER ACTION COALITION · Pennsylvania · 1st Quarter 2025 (Jan 1 - Mar 31)

Bodies those filers lobbied

HOUSE OF REPRESENTATIVES
1 filing
SENATE
1 filing

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

Cosponsors 24

Boozman, John

Arkansas · Mar 22, 2024

Cramer, Kevin

North Dakota · Feb 28, 2024

Lankford, James

Oklahoma · Feb 28, 2024

Schmitt, Eric

Missouri · Feb 28, 2024

Cassidy, Bill

Louisiana · Feb 6, 2024

Cruz, Ted

Texas · Jan 30, 2024

Scott, Rick

Florida · Jan 30, 2024

Hickenlooper, John W.

Colorado · Nov 1, 2023

Kennedy, John

Louisiana · Nov 1, 2023

Fetterman, John

Pennsylvania · Oct 24, 2023

Smith, Tina

Minnesota · Oct 24, 2023

Budd, Ted

North Carolina · Oct 18, 2023

Kelly, Mark

Arizona · Oct 18, 2023

King, Angus S., Jr.

Maine · Oct 18, 2023

Klobuchar, Amy

Minnesota · Oct 18, 2023

Reed, Jack

Rhode Island · Oct 18, 2023

Rosen, Jacky

Nevada · Oct 18, 2023

Sanders, Bernard

Vermont · Oct 18, 2023

Sinema, Kyrsten

· Oct 18, 2023

Tillis, Thomas

North Carolina · Oct 18, 2023

Van Hollen, Chris

Maryland · Oct 18, 2023

Warnock, Raphael G.

Georgia · Oct 18, 2023

Welch, Peter

Vermont · Oct 18, 2023

Whitehouse, Sheldon

Rhode Island · Oct 18, 2023

Cite this page click to expand

APA

U.S. Congress. (2026). S. 3068: VA Home Loan Awareness Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-S-3068/

MLA

"S. 3068: VA Home Loan Awareness Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-3068/.

Bluebook (legal)

S. 3068, 118th Cong. (2026), https://openamerica.io/bill/118-S-3068/.

Markdown link

[S. 3068: VA Home Loan Awareness Act of 2023](https://openamerica.io/bill/118-S-3068/)