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H.R. 4635 118th Congress House

Clean Slate through Repayment Act of 2023

Official title: To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit histor… Show full official titleShow less

Official title: To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit history upon repayment of the full amount due on such loan.

Introduced: July 13, 2023 Introduced by: Deborah K. Ross Democratic · North Carolina See on congress.gov
Education
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 13, 2023
Referred to the House Committee on Education and the Workforce.
Jul 13, 2023
Introduced in House
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 Latest action July 13, 2023

Referred to the House Committee on Education and the Workforce.

 Plain-English summary Congressional Research Service

Clean Slate through Repayment Act of 2023

This bill provides for the removal of any adverse credit history related to a defaulted federal student loan from a borrower's credit history once the borrower has repaid in full the amount due on the loan.

 Related & companion bills 2
  • HR 6749 Reintroduction of Clean Slate through Repayment Act of 2022
  • S 3404 Student Loan Borrower Bill of Rights
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Democratic 7
Porter, Katie
· Feb 6, 2024
 D
Dean, Madeleine
Pennsylvania · Aug 29, 2023
 D
McClellan, Jennifer L.
Virginia · Aug 8, 2023
 D
Johnson, Henry C. "Hank"
Georgia · Jul 26, 2023
 D
Norton, Eleanor Holmes
District of Columbia · Jul 26, 2023
 D
Adams, Alma S.
North Carolina · Jul 13, 2023
 D
Stevens, Haley M.
Michigan · Jul 13, 2023
 D
Williams, Nikema
Georgia · Jul 13, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4635: Clean Slate through Repayment Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4635/
MLA
"H.R. 4635: Clean Slate through Repayment Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4635/.
Bluebook (legal)
H.R. 4635, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4635/.
Markdown link
[H.R. 4635: Clean Slate through Repayment Act of 2023](https://openamerica.io/bill/118-HR-4635/)
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