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H.R. 6749 117th Congress House

Clean Slate through Repayment Act of 2022

Official title: To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit histor… Show full official titleShow less

Official title: To amend the Higher Education Act of 1965 to remove the record of default on a loan made, insured, or guaranteed under title IV from a borrower's credit history upon repayment of the full amount due on such loan.

Introduced: February 15, 2022 Introduced by: Deborah K. Ross Democratic · North Carolina See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 15, 2022
Referred to the House Committee on Education and Labor.
Feb 15, 2022
Introduced in House
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 Latest action February 15, 2022

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Clean Slate through Repayment Act of 2022

This bill provides for the removal of any adverse credit history related to a defaulted federal student loan from a borrower's credit history once the borrower has repaid in full the amount due on the loan.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6749: Clean Slate through Repayment Act of 2022. 117th Congress. Open America. https://openamerica.io/bill/117-HR-6749/
MLA
"H.R. 6749: Clean Slate through Repayment Act of 2022." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-6749/.
Bluebook (legal)
H.R. 6749, 117th Cong. (2026), https://openamerica.io/bill/117-HR-6749/.
Markdown link
[H.R. 6749: Clean Slate through Repayment Act of 2022](https://openamerica.io/bill/117-HR-6749/)
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