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S. 2976 117th Congress Senate

Student Loan Repayment Freedom Act

Official title: A bill to amend the Higher Education Act of 1965 to permit a Federal student loan borrower to elect to terminate repayment pursuant to income-based repayment a… Show full official titleShow less

Official title: A bill to amend the Higher Education Act of 1965 to permit a Federal student loan borrower to elect to terminate repayment pursuant to income-based repayment and repay such loan under any other repayment plan for which the borrower is otherwise eligible.

Introduced: October 7, 2021 Introduced by: Lisa Murkowski Republican · Alaska See on congress.gov
Education
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 7, 2021
Introduced in Senate
Oct 7, 2021
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
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 Latest action October 7, 2021

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Student Loan Repayment Freedom Act

This bill allows a federal student loan borrower to terminate repayment under an income-based repayment plan and instead elect to repay such loan under any other repayment plan for which the borrower is eligible. Currently, a federal student loan borrower repaying under an income-based repayment plan may only change to the standard repayment plan.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Reed, Jack
Rhode Island · Oct 7, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2976: Student Loan Repayment Freedom Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-2976/
MLA
"S. 2976: Student Loan Repayment Freedom Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-2976/.
Bluebook (legal)
S. 2976, 117th Cong. (2026), https://openamerica.io/bill/117-S-2976/.
Markdown link
[S. 2976: Student Loan Repayment Freedom Act](https://openamerica.io/bill/117-S-2976/)
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