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HR 5974 117th Congress House Finance and Financial Sector

Veterans and Consumers Fair Credit Act

Introduced: February 28, 2022 Introduced by: García, Jesús G. "Chuy" Democratic · Illinois See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 15, 2021
Referred to the House Committee on Financial Services.
Nov 15, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Veterans and Consumers Fair Credit Act

This bill applies certain military consumer credit protections to all consumers. Specifically, the bill caps the interest rate on extensions of consumer credit at 36%.

What's happening now November 15, 2021

Referred to the House Committee on Financial Services.

 Related & companion bills 1
  • S 2508 Identical bill Veterans and Consumers Fair Credit Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

 Cosponsors 26
All 26 Democratic 17 Republican 1
D
Mfume, Kweisi
Maryland · Mar 7, 2022
Jones, Mondaire
· Feb 28, 2022
 D
Raskin, Jamie
Maryland · Feb 28, 2022
Levin, Andy
· Feb 18, 2022
 D
Omar, Ilhan
Minnesota · Feb 11, 2022
 D
Castor, Kathy
Florida · Feb 9, 2022
 D
Cohen, Steve
Tennessee · Feb 9, 2022
McNerney, Jerry
· Feb 1, 2022
 D
Chu, Judy
California · Dec 8, 2021
 D
Evans, Dwight
Pennsylvania · Dec 8, 2021
Blumenauer, Earl
· Nov 15, 2021
 D
Bonamici, Suzanne
Oregon · Nov 15, 2021
 D
Carson, André
Indiana · Nov 15, 2021
 D
Davis, Danny K.
Illinois · Nov 15, 2021
 D
Garcia, Sylvia R.
Texas · Nov 15, 2021
 R
Grothman, Glenn
Wisconsin · Nov 15, 2021
Jackson Lee, Sheila
· Nov 15, 2021
 D
Krishnamoorthi, Raja
Illinois · Nov 15, 2021
 D
Lieu, Ted
California · Nov 15, 2021
Lowenthal, Alan
· Nov 15, 2021
MALONEY, CAROLYN
· Nov 15, 2021
 D
Norton, Eleanor Holmes
District of Columbia · Nov 15, 2021
Payne, Donald
· Nov 15, 2021
 D
Pocan, Mark
Wisconsin · Nov 15, 2021
 D
Tlaib, Rashida
Michigan · Nov 15, 2021
 D
Watson Coleman, Bonnie
New Jersey · Nov 15, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5974: Veterans and Consumers Fair Credit Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-5974/
MLA
"H.R. 5974: Veterans and Consumers Fair Credit Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-5974/.
Bluebook (legal)
H.R. 5974, 117th Cong. (2026), https://openamerica.io/bill/117-HR-5974/.
Markdown link
[H.R. 5974: Veterans and Consumers Fair Credit Act](https://openamerica.io/bill/117-HR-5974/)
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