Skip to main content
HR 4495 117th Congress House Housing and Community Development Congressional oversight Government information and archives Government studies and investigations Housing finance and home ownership Intergovernmental relations

Downpayment Toward Equity Act of 2021

Introduced: July 16, 2021 Introduced by: Waters, Maxine Democratic · California See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 22, 2022
Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.
Jun 22, 2022
Committee Consideration and Mark-up Session Held.
Jul 16, 2021
Referred to the House Committee on Financial Services.
Jul 16, 2021
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Downpayment Toward Equity Act of 2021

This bill establishes a grant program through the Department of Housing and Urban Development for states and other entities to provide qualifying assistance to certain first-time, first-generation home buyers in purchasing their first homes. Qualifying assistance includes assistance for mortgage down payments, mortgage closing costs, reduction of mortgage interest rates, subsidies for shared equity homes, or for certain preoccupancy modifications to a home to accommodate persons with disabilities.

The bill also establishes grant requirements regarding home buyer income, types of housing, homeowner occupancy, types of mortgages, and home buyer counseling.

What's happening now June 22, 2022

Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.

 Related & companion bills 2
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 56
D
Welch, Peter
Vermont · Nov 10, 2022
D
Levin, Mike
California · Jun 7, 2022
D
Ruiz, Raul
California · Jun 7, 2022
D
Stansbury, Melanie A.
New Mexico · Apr 14, 2022
D
Gomez, Jimmy
California · Mar 28, 2022
Bass, Karen
· Sep 23, 2021
D
Scanlon, Mary Gay
Pennsylvania · Sep 23, 2021
D
Aguilar, Pete
California · Aug 24, 2021
D
Bonamici, Suzanne
Oregon · Aug 24, 2021
D
Davis, Danny K.
Illinois · Aug 24, 2021
D
Dean, Madeleine
Pennsylvania · Aug 24, 2021
D
McGovern, James P.
Massachusetts · Aug 24, 2021
D
Schiff, Adam B.
California · Aug 24, 2021
D
Adams, Alma S.
North Carolina · Jul 28, 2021
D
Chu, Judy
California · Jul 28, 2021
Cicilline, David
· Jul 28, 2021
D
Cohen, Steve
Tennessee · Jul 28, 2021
D
Hayes, Jahana
Connecticut · Jul 28, 2021
D
Horsford, Steven
Nevada · Jul 28, 2021
Jones, Mondaire
· Jul 28, 2021
D
Kaptur, Marcy
Ohio · Jul 28, 2021
D
Khanna, Ro
California · Jul 28, 2021
Lawrence, Brenda
· Jul 28, 2021
D
Meeks, Gregory W.
New York · Jul 28, 2021
D
Meng, Grace
New York · Jul 28, 2021
D
Nadler, Jerrold
New York · Jul 28, 2021
Newman, Marie
· Jul 28, 2021
Perlmutter, Ed
· Jul 28, 2021
RUSH, BOBBY
· Jul 28, 2021
D
Soto, Darren
Florida · Jul 28, 2021
D
Strickland, Marilyn
Washington · Jul 28, 2021
D
Titus, Dina
Nevada · Jul 28, 2021
D
Auchincloss, Jake
Massachusetts · Jul 16, 2021
Axne, Cynthia
· Jul 16, 2021
D
Clarke, Yvette D.
New York · Jul 16, 2021
D
Cleaver, Emanuel
Missouri · Jul 16, 2021
D
Espaillat, Adriano
New York · Jul 16, 2021
D
Evans, Dwight
Pennsylvania · Jul 16, 2021
D
Garcia, Sylvia R.
Texas · Jul 16, 2021
D
García, Jesús G. "Chuy"
Illinois · Jul 16, 2021
D
Gonzalez, Vicente
Texas · Jul 16, 2021
D
Green, Al
Texas · Jul 16, 2021
Lawson, Al
· Jul 16, 2021
D
Lieu, Ted
California · Jul 16, 2021
D
Moore, Gwen
Wisconsin · Jul 16, 2021
D
Norton, Eleanor Holmes
District of Columbia · Jul 16, 2021
D
Ocasio-Cortez, Alexandria
New York · Jul 16, 2021
D
Pressley, Ayanna
Massachusetts · Jul 16, 2021
D
Ross, Deborah K.
North Carolina · Jul 16, 2021
D
Sánchez, Linda T.
California · Jul 16, 2021
Page 1 of 2 Next
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4495: Downpayment Toward Equity Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-4495/
MLA
"H.R. 4495: Downpayment Toward Equity Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-4495/.
Bluebook (legal)
H.R. 4495, 117th Cong. (2026), https://openamerica.io/bill/117-HR-4495/.
Markdown link
[H.R. 4495: Downpayment Toward Equity Act of 2021](https://openamerica.io/bill/117-HR-4495/)
Report a problem