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HR 1918 117th Congress House Education Government lending and loan guarantees Higher education Interest, dividends, interest rates Medical education Student aid and college costs User charges and fees

Student Loan Refinancing and Recalculation Act

Introduced: March 16, 2021 Introduced by: Garamendi, John Democratic · California See on congress.gov
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 16, 2021
Referred to the House Committee on Education and Labor.
Mar 16, 2021
Sponsor introductory remarks on measure. (CR E257)
Mar 16, 2021
Introduced in House
 Plain-English summary Congressional Research Service

Student Loan Refinancing and Recalculation Act

This bill provides for the refinancing or deferral of certain federal student loans.

Specifically, the bill directs the Department of Education to establish a program to refinance the outstanding principal, interest, and late charges on federal student loans in order to give borrowers fixed interest rates equal to the 10-year Treasury note rate plus one percentage point. Further, the bill eliminates origination fees on the loans.

In addition, the bill allows borrowers in medical, veterinary, or dental internship or residency programs to defer student loan payments until the completion of their programs.

What's happening now March 16, 2021

Referred to the House Committee on Education and Labor.

 Committees of jurisdiction 1