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H.R. 1657 117th Congress House

Ending Debt Collection Harassment Act of 2021

Official title: To amend the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to improve consumer protections relating to debt collection practices, and for other purposes.

Introduced: March 8, 2021 Introduced by: Ayanna Pressley Democratic · Massachusetts See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauConsumer credit
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Debt collectionTelephone and wireless communication
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 8, 2021
Referred to the House Committee on Financial Services.
Mar 8, 2021
Introduced in House
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 Latest action March 8, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Ending Debt Collection Harassment Act of 2021

This bill prohibits a debt collector from sending electronic communications to a consumer without the consumer's consent. The Consumer Financial Protection Bureau (CFPB) may not issue rules that allow a debt collector to send unlimited electronic communications. Additionally, the CFPB must report on consumer complaints about electronic communications and enforcement actions taken against debt collectors.

 Related & companion bills 2
  • HR 5021 Reintroduction of Ending Debt Collection Harassment Act of 2019
  • HR 2547 Comprehensive Debt Collection Improvement Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 5
All 5 Democratic 5
D
Meeks, Gregory W.
New York · Mar 10, 2021
 D
Adams, Alma S.
North Carolina · Mar 8, 2021
 D
García, Jesús G. "Chuy"
Illinois · Mar 8, 2021
 D
Ocasio-Cortez, Alexandria
New York · Mar 8, 2021
 D
Tlaib, Rashida
Michigan · Mar 8, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1657: Ending Debt Collection Harassment Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-1657/
MLA
"H.R. 1657: Ending Debt Collection Harassment Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-1657/.
Bluebook (legal)
H.R. 1657, 117th Cong. (2026), https://openamerica.io/bill/117-HR-1657/.
Markdown link
[H.R. 1657: Ending Debt Collection Harassment Act of 2021](https://openamerica.io/bill/117-HR-1657/)
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