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H.R. 5021 116th Congress House

Ending Debt Collection Harassment Act of 2019

Official title: To amend the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to improve consumer protections relating to debt collection practices, and for other purposes.

Introduced: November 8, 2019 Introduced by: Ayanna Pressley Democratic · Massachusetts See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauConsumer credit
More subjectsShow fewer subjects
Debt collectionTelephone and wireless communication
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 19, 2020
Placed on the Union Calendar, Calendar No. 337.
Mar 19, 2020
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-418.
Nov 14, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 23.
Nov 14, 2019
Committee Consideration and Mark-up Session Held.
Nov 13, 2019
Committee Consideration and Mark-up Session Held.
Nov 8, 2019
Introduced in House
Nov 8, 2019
Referred to the House Committee on Financial Services.
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 Latest action March 19, 2020

Placed on the Union Calendar, Calendar No. 337.

 Plain-English summary Congressional Research Service

Ending Debt Collection Harassment Act of 2019

This bill prohibits a debt collector from sending electronic communications to a consumer without the consumer's consent. The Consumer Financial Protection Bureau (CFPB) may not issue rules that allow a debt collector to send unlimited electronic communications. Additionally, the CFPB must report on consumer complaints about electronic communications and enforcement actions taken against debt collectors.

 Related & companion bills 2
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5021: Ending Debt Collection Harassment Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-5021/
MLA
"H.R. 5021: Ending Debt Collection Harassment Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-5021/.
Bluebook (legal)
H.R. 5021, 116th Cong. (2026), https://openamerica.io/bill/116-HR-5021/.
Markdown link
[H.R. 5021: Ending Debt Collection Harassment Act of 2019](https://openamerica.io/bill/116-HR-5021/)
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