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S. 4755 116th Congress Senate

Prohibit Auto Insurance Discrimination Act

Official title: A bill to prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.

Introduced: September 29, 2020 Introduced by: Cory A. Booker Democratic · New Jersey See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresCivil actions and liabilityFederal district courtsFraud offenses and financial crimes
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Legal fees and court costsLife, casualty, property insuranceMotor vehiclesState and local courtsState and local government operations
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 29, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 29, 2020
Introduced in Senate
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 Latest action September 29, 2020

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

 Related & companion bills 1
  • HR 3693 Prohibit Auto Insurance Discrimination Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 4755: Prohibit Auto Insurance Discrimination Act. 116th Congress. Open America. https://openamerica.io/bill/116-S-4755/
MLA
"S. 4755: Prohibit Auto Insurance Discrimination Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-4755/.
Bluebook (legal)
S. 4755, 116th Cong. (2026), https://openamerica.io/bill/116-S-4755/.
Markdown link
[S. 4755: Prohibit Auto Insurance Discrimination Act](https://openamerica.io/bill/116-S-4755/)
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