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H.R. 3693 116th Congress House

Prohibit Auto Insurance Discrimination Act

Official title: To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.

Introduced: July 10, 2019 Introduced by: Bonnie Watson Coleman Democratic · New Jersey See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresCivil actions and liabilityFederal district courtsFraud offenses and financial crimes
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Legal fees and court costsLife, casualty, property insuranceMotor vehiclesState and local courtsState and local government operations
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 11, 2019
Referred to the Subcommittee on Consumer Protection and Commerce.
Jul 10, 2019
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 10, 2019
Introduced in House
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 Latest action July 11, 2019

Referred to the Subcommittee on Consumer Protection and Commerce.

 Plain-English summary Congressional Research Service

Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

 Related & companion bills 1
  • S 4755 Prohibit Auto Insurance Discrimination Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 12
All 12 Democratic 9
D
García, Jesús G. "Chuy"
Illinois · Jan 24, 2020
 D
Bishop, Sanford D.
Georgia · Jul 10, 2019
Butterfield, G. K.
· Jul 10, 2019
Fudge, Marcia
· Jul 10, 2019
JOHNSON, EDDIE
· Jul 10, 2019
 D
Kelly, Robin L.
Illinois · Jul 10, 2019
 D
Norton, Eleanor Holmes
District of Columbia · Jul 10, 2019
 D
Ocasio-Cortez, Alexandria
New York · Jul 10, 2019
 D
Omar, Ilhan
Minnesota · Jul 10, 2019
 D
Pressley, Ayanna
Massachusetts · Jul 10, 2019
 D
Thompson, Bennie G.
Mississippi · Jul 10, 2019
 D
Tlaib, Rashida
Michigan · Jul 10, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3693: Prohibit Auto Insurance Discrimination Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3693/
MLA
"H.R. 3693: Prohibit Auto Insurance Discrimination Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3693/.
Bluebook (legal)
H.R. 3693, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3693/.
Markdown link
[H.R. 3693: Prohibit Auto Insurance Discrimination Act](https://openamerica.io/bill/116-HR-3693/)
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