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HR 3693 116th Congress House Finance and Financial Sector Administrative law and regulatory procedures Civil actions and liability Federal district courts Fraud offenses and financial crimes Legal fees and court costs Life, casualty, property insurance Motor vehicles State and local courts State and local government operations

Prohibit Auto Insurance Discrimination Act

Introduced: July 10, 2019 Introduced by: Watson Coleman, Bonnie Democratic · New Jersey See on congress.gov
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 11, 2019
Referred to the Subcommittee on Consumer Protection and Commerce.
Jul 10, 2019
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 10, 2019
Introduced in House
 Plain-English summary Congressional Research Service

Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

What's happening now July 11, 2019

Referred to the Subcommittee on Consumer Protection and Commerce.

 Committees of jurisdiction 3