HR 3693
116th Congress
House
Finance and Financial Sector
Administrative law and regulatory procedures
Civil actions and liability
Federal district courts
Fraud offenses and financial crimes
Legal fees and court costs
Life, casualty, property insurance
Motor vehicles
State and local courts
State and local government operations
Prohibit Auto Insurance Discrimination Act
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 11, 2019
Referred to the Subcommittee on Consumer Protection and Commerce.
Jul 10, 2019
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 10, 2019
Introduced in House
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Plain-English summary
Prohibit Auto Insurance Discrimination Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
What's happening now
Referred to the Subcommittee on Consumer Protection and Commerce.
Related & companion bills
1
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
3
Cite this page
U.S. Congress. (2026). H.R. 3693: Prohibit Auto Insurance Discrimination Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3693/
"H.R. 3693: Prohibit Auto Insurance Discrimination Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3693/.
H.R. 3693, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3693/.
[H.R. 3693: Prohibit Auto Insurance Discrimination Act](https://openamerica.io/bill/116-HR-3693/)