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S 4141 116th Congress Senate Education Congressional oversight Education programs funding Government information and archives Government lending and loan guarantees Higher education Interest, dividends, interest rates Medical education Student aid and college costs

Bank on Students Coronavirus Emergency Loan Refinancing Act of 2020

Introduced: July 1, 2020 Introduced by: Warren, Elizabeth Democratic · Massachusetts See on congress.gov
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 1, 2020
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Jul 1, 2020
Introduced in Senate
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 Plain-English summary Congressional Research Service

Bank on Students Coronavirus Emergency Loan Refinancing Act of 2020

This bill establishes refinancing programs for federal and private student loans. Specifically, it allows certain borrowers to refinance their federal student loans down to lower interest rates, and creates the Federal Direct Refinanced Private Loan to allow certain borrowers to refinance their private student loans.

What's happening now July 1, 2020

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 4141: Bank on Students Coronavirus Emergency Loan Refinancing Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-S-4141/
MLA
"S. 4141: Bank on Students Coronavirus Emergency Loan Refinancing Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-4141/.
Bluebook (legal)
S. 4141, 116th Cong. (2026), https://openamerica.io/bill/116-S-4141/.
Markdown link
[S. 4141: Bank on Students Coronavirus Emergency Loan Refinancing Act of 2020](https://openamerica.io/bill/116-S-4141/)
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