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S. 3484 116th Congress Senate

HOPE Act of 2020

Official title: A bill to authorize the establishment of HOPE Account Pilot Projects, HOPE Action Plans Pilot Projects, and competitive grants for pilot projects.

Introduced: March 12, 2020 Introduced by: Kirsten E. Gillibrand Democratic · New York See on congress.gov
Social Welfare Advanced technology and technological innovationsAgingBank accounts, deposits, capitalBusiness investment and capital
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 12, 2020
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Mar 12, 2020
Introduced in Senate
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 Latest action March 12, 2020

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Health, Opportunity, and Personal Empowerment Act of 2020 or the HOPE Act of 2020

This bill establishes several Health, Opportunity, and Personal Empowerment (HOPE) pilot projects to improve economic security for individuals who meet income or other requirements. The Department of Health and Human Services (HHS), the Department of Agriculture, and the Department of Housing and Urban Development must collaborate on the projects and report to Congress on project implementation and outcomes.

The HOPE Accounts Pilots provide awards to certain nonprofits to assist eligible individuals in establishing HOPE accounts through banks, credit unions, or governmental agencies. Through technology platforms and other means, HOPE accounts must (1) provide access to specified financial services and information related to public benefits, health insurance, and other topics; and (2) facilitate activities such as applying for government benefits and filing taxes. HHS, in consultation with the other departments, must also hold a merit-based competition to award contracts to private businesses and nonprofits to develop technology applications and other tools for HOPE accounts.

Grants for the HOPE Action Plans Pilot Projects allow nonprofits to enter voluntary agreements with eligible individuals to carry out long-term plans related to improving economic security and upward mobility.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3484: HOPE Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-S-3484/
MLA
"S. 3484: HOPE Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-3484/.
Bluebook (legal)
S. 3484, 116th Cong. (2026), https://openamerica.io/bill/116-S-3484/.
Markdown link
[S. 3484: HOPE Act of 2020](https://openamerica.io/bill/116-S-3484/)
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