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S. 2572 116th Congress Senate

FHA Loan Affordability Act of 2019

Official title: A bill to limit the collection of annual premiums under the FHA program for mortgage insurance for single family housing, and for other purposes.

Introduced: September 26, 2019 Introduced by: Jeanne Shaheen Democratic · New Hampshire See on congress.gov
Housing and Community Development Housing finance and home ownership
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 26, 2019
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 26, 2019
Introduced in Senate
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 Latest action September 26, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

FHA Loan Affordability Act of 2019

This bill requires Federal Housing Administration mortgage borrowers to pay mortgage insurance premiums only when their remaining principal balance exceeds 78% or more of the home value or sales price.

 Related & companion bills 1
  • HR 3141 FHA Loan Affordability Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 2572: FHA Loan Affordability Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-S-2572/
MLA
"S. 2572: FHA Loan Affordability Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-2572/.
Bluebook (legal)
S. 2572, 116th Cong. (2026), https://openamerica.io/bill/116-S-2572/.
Markdown link
[S. 2572: FHA Loan Affordability Act of 2019](https://openamerica.io/bill/116-S-2572/)
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