S 2572 116th Congress Senate Housing and Community Development Housing finance and home ownership

FHA Loan Affordability Act of 2019

Introduced: September 26, 2019 Introduced by: Shaheen, Jeanne Democratic · New Hampshire See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Sep 26, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sep 26, 2019

Introduced in Senate

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

Plain-English summary Congressional Research Service

FHA Loan Affordability Act of 2019

This bill requires Federal Housing Administration mortgage borrowers to pay mortgage insurance premiums only when their remaining principal balance exceeds 78% or more of the home value or sales price.

What's happening now September 26, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Related & companion bills 1

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Cite this page click to expand

APA

U.S. Congress. (2026). S. 2572: FHA Loan Affordability Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-S-2572/

MLA

"S. 2572: FHA Loan Affordability Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-2572/.

Bluebook (legal)

S. 2572, 116th Cong. (2026), https://openamerica.io/bill/116-S-2572/.

Markdown link

[S. 2572: FHA Loan Affordability Act of 2019](https://openamerica.io/bill/116-S-2572/)