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H.R. 3141 116th Congress House

FHA Loan Affordability Act of 2019

Official title: To limit the collection of annual premiums under the FHA program for mortgage insurance for single family housing, and for other purposes.

Introduced: June 5, 2019 See on congress.gov
Housing and Community Development Housing finance and home ownership
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 12, 2019
Placed on the Union Calendar, Calendar No. 227.
Nov 12, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-282.
Jun 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 34 - 25.
Jun 11, 2019
Committee Consideration and Mark-up Session Held.
Jun 5, 2019
Referred to the House Committee on Financial Services.
Jun 5, 2019
Introduced in House
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 Latest action November 12, 2019

Placed on the Union Calendar, Calendar No. 227.

 Plain-English summary Congressional Research Service

FHA Loan Affordability Act of 2019

This bill requires Federal Housing Administration mortgage borrowers to pay mortgage insurance premiums only when their remaining principal balance exceeds 78% or more of the home value or sales price. The bill applies only to mortgages insured after the bill's enactment.

 Related & companion bills 1
  • S 2572 FHA Loan Affordability Act of 2019
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3141: FHA Loan Affordability Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3141/
MLA
"H.R. 3141: FHA Loan Affordability Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3141/.
Bluebook (legal)
H.R. 3141, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3141/.
Markdown link
[H.R. 3141: FHA Loan Affordability Act of 2019](https://openamerica.io/bill/116-HR-3141/)
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