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S. 1592 116th Congress Senate

Cooperate with Law Enforcement Agencies and Watch Act of 2019

Official title: A bill to amend title 31, United States Code, to provide a safe harbor for financial institutions that maintain a customer account or customer transaction at t… Show full official titleShow less

Official title: A bill to amend title 31, United States Code, to provide a safe harbor for financial institutions that maintain a customer account or customer transaction at the request of a Federal or State law enforcement agency, and for other purposes.

Introduced: May 22, 2019 Introduced by: Tom Cotton Republican · Arkansas See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCivil actions and liability
More subjectsShow fewer subjects
Criminal investigation, prosecution, interrogationFraud offenses and financial crimes
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 22, 2019
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 22, 2019
Introduced in Senate
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 Latest action May 22, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Cooperate with Law Enforcement Agencies and Watch Act of 2019

This bill limits a financial institution's liability for maintaining a customer account or a customer transaction in compliance with a written request by a federal, state, tribal, or local law enforcement agency. A federal or state agency may not take an adverse supervisory action against a financial institution with respect to maintaining an account or a transaction consistent with such a request.

 Related & companion bills 2
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1592: Cooperate with Law Enforcement Agencies and Watch Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-S-1592/
MLA
"S. 1592: Cooperate with Law Enforcement Agencies and Watch Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-1592/.
Bluebook (legal)
S. 1592, 116th Cong. (2026), https://openamerica.io/bill/116-S-1592/.
Markdown link
[S. 1592: Cooperate with Law Enforcement Agencies and Watch Act of 2019](https://openamerica.io/bill/116-S-1592/)
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