Federal Disaster Housing Stability Act of 2020
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Federal Disaster Housing Stability Act of 2020
This bill imposes limits on foreclosures and evictions in areas affected by a declared disaster or emergency.
A servicer of certain federally backed residential mortgages for a property in such an area may not initiate the foreclosure process or take other foreclosure-related actions relating to that property unless the property is vacant or abandoned.
Similarly, the landlord of a dwelling in such an area may not (1) initiate eviction proceedings against a tenant in that dwelling for nonpayment of rent or fees, (2) charge that tenant a penalty for nonpayment of rent, or (3) otherwise require the tenant to vacate the dwelling.
These restrictions shall be in place until the declared emergency or disaster ends or the unemployment rate for the affected state remains below a certain threshold for two consecutive months, whichever occurs later.
Referred to the Committee on Financial Services, and in addition to the Committee on Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 8142: Federal Disaster Housing Stability Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-8142/
"H.R. 8142: Federal Disaster Housing Stability Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-8142/.
H.R. 8142, 116th Cong. (2026), https://openamerica.io/bill/116-HR-8142/.
[H.R. 8142: Federal Disaster Housing Stability Act of 2020](https://openamerica.io/bill/116-HR-8142/)