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H.R. 4664 116th Congress House

Monitoring and Curbing Abusive Debt Collection Practices Act

Official title: To amend the Consumer Financial Protection Act of 2010 to require the Director of the Bureau of Consumer Financial Protection to issue a quarterly report on de… Show full official titleShow less

Official title: To amend the Consumer Financial Protection Act of 2010 to require the Director of the Bureau of Consumer Financial Protection to issue a quarterly report on debt collection complaints and enforcement actions, and to prohibit rules that would allow a debt collector to send unlimited email and text messages to a consumer.

Introduced: October 11, 2019 Introduced by: Ayanna Pressley Democratic · Massachusetts See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauConsumer credit
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Debt collectionTelephone and wireless communication
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 11, 2019
Referred to the House Committee on Financial Services.
Oct 11, 2019
Introduced in House
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 Latest action October 11, 2019

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Monitoring and Curbing Abusive Debt Collection Practices Act

This bill prohibits the Consumer Financial Protection Bureau (CFPB) from issuing rules that allow a debt collector to send unlimited electronic communications to a consumer. Additionally, the CFPB must report on consumer complaints about debt collection and enforcement actions taken against debt collectors.

 Related & companion bills 2
  • HR 5021 Ending Debt Collection Harassment Act of 2019
  • HR 1500 Consumers First Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4664: Monitoring and Curbing Abusive Debt Collection Practices Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4664/
MLA
"H.R. 4664: Monitoring and Curbing Abusive Debt Collection Practices Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4664/.
Bluebook (legal)
H.R. 4664, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4664/.
Markdown link
[H.R. 4664: Monitoring and Curbing Abusive Debt Collection Practices Act](https://openamerica.io/bill/116-HR-4664/)
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