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H.R. 4658 116th Congress House

Empowering Student Borrowers Act

Official title: To require the Secretary of Education to develop and implement a process that enables certain borrowers to elect to repay certain loans through written, electr… Show full official titleShow less

Official title: To require the Secretary of Education to develop and implement a process that enables certain borrowers to elect to repay certain loans through written, electronic, or verbal notice to the Secretary of Education, and for other purposes.

Introduced: October 11, 2019 See on congress.gov
Education Government lending and loan guaranteesHigher educationStudent aid and college costs
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 11, 2019
Referred to the House Committee on Education and Labor.
Oct 11, 2019
Introduced in House
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 Latest action October 11, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Empowering Student Borrowers Act

This bill requires the Department of Education (ED) to implement a process whereby certain student loan recipients who desire to repay their loans using an income-based repayment plan may elect to do so through written, electronic, or verbal notice to ED.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4658: Empowering Student Borrowers Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4658/
MLA
"H.R. 4658: Empowering Student Borrowers Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4658/.
Bluebook (legal)
H.R. 4658, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4658/.
Markdown link
[H.R. 4658: Empowering Student Borrowers Act](https://openamerica.io/bill/116-HR-4658/)
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