HR 3618
116th Congress
House
Finance and Financial Sector
Consumer affairs
Consumer credit
Contracts and agency
Crime victims
Fraud offenses and financial crimes
Higher education
Housing finance and home ownership
Motor vehicles
Poverty and welfare assistance
Student aid and college costs
Unemployment
Free Credit Scores for Consumers Act of 2019
Everywhere this bill has been
6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 21, 2019
Placed on the Union Calendar, Calendar No. 247.
Nov 21, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
Jul 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Jul 11, 2019
Committee Consideration and Mark-up Session Held.
Jul 5, 2019
Referred to the House Committee on Financial Services.
Jul 5, 2019
Introduced in House
Plain-English summary
Free Credit Scores for Consumers Act of 2019
This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.
Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
What's happening now
Placed on the Union Calendar, Calendar No. 247.
Committees of jurisdiction
1
Cosponsors
1