HR 4078
117th Congress
House
Finance and Financial Sector
Free Credit Scores for Consumers Act of 2021
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 23, 2021
Referred to the House Committee on Financial Services.
Jun 23, 2021
Introduced in House
Plain-English summary
Free Credit Scores for Consumers Act of 2021
This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.
Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
What's happening now
Referred to the House Committee on Financial Services.
Committees of jurisdiction
1