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HR 3547 116th Congress House Finance and Financial Sector Congressional oversight Consumer Financial Protection Bureau Consumer affairs Consumer credit Executive agency funding and structure Financial literacy Government employee pay, benefits, personnel management Government information and archives Government lending and loan guarantees Government studies and investigations Higher education Intergovernmental relations Student aid and college costs

Students and Young Consumers Empowerment Act

Introduced: June 27, 2019 Introduced by: Bonamici, Suzanne Democratic · Oregon See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 27, 2019
Referred to the Committee on Education and Labor, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jun 27, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Students and Young Consumers Empowerment Act

This bill establishes the Office for Students and Young Consumers within the Consumer Financial Protection Bureau and eliminates the position of Private Education Loan Ombudsman. Currently, the Private Education Loan Ombudsman provides assistance to borrowers of private education loans. The Office for Students and Young Consumers must provide assistance to borrowers of private or federal student loans and enter into an information-sharing agreement with the Department of Education. The office must also report annually regarding campus banking and the student loan marketplace.

What's happening now June 27, 2019

Referred to the Committee on Education and Labor, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3547: Students and Young Consumers Empowerment Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3547/
MLA
"H.R. 3547: Students and Young Consumers Empowerment Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3547/.
Bluebook (legal)
H.R. 3547, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3547/.
Markdown link
[H.R. 3547: Students and Young Consumers Empowerment Act](https://openamerica.io/bill/116-HR-3547/)
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