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H.R. 2290 116th Congress House

Shutdown Guidance for Financial Institutions Act

Official title: To require the Federal financial regulators to issue guidance encouraging financial institutions to work with consumers and businesses affected by a Federal Go… Show full official titleShow less

Official title: To require the Federal financial regulators to issue guidance encouraging financial institutions to work with consumers and businesses affected by a Federal Government shutdown, and for other purposes.

Introduced: April 10, 2019 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresAppropriationsBanking and financial institutions regulationCongressional oversight
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Consumer affairsConsumer creditCredit and credit marketsGovernment employee pay, benefits, personnel managementGovernment information and archives
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 9 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 23, 2019
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 19, 2019
Motion to reconsider laid on the table Agreed to without objection.
Sep 19, 2019
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H7805-7806)
Sep 19, 2019
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H7805-7806)
Sep 19, 2019
DEBATE - The House proceeded with forty minutes of debate on H.R. 2290.
Sep 19, 2019
Considered under suspension of the rules. (consideration: CR H7805-7807)
Sep 19, 2019
Ms. Waters moved to suspend the rules and pass the bill, as amended.
Apr 10, 2019
Referred to the House Committee on Financial Services.
Apr 10, 2019
Introduced in House
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 Latest action September 23, 2019

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Shutdown Guidance for Financial Institutions Act

This bill directs financial regulators—including the Federal Reserve Board, the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration—to issue guidance relating to a government shutdown. Among other things, financial regulators must issue guidance encouraging financial institutions

  • to modify loan terms and to extend credit to consumers and businesses affected by a shutdown, and
  • to take steps to prevent the reporting of adverse credit information related to a shutdown.

Financial regulators must also notify the public of this guidance in the event of a government shutdown, and complete a report after a government shutdown regarding the guidance's effectiveness.

 Related & companion bills 1
  • S 2919 Shutdown Guidance for Financial Institutions Act
 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2290: Shutdown Guidance for Financial Institutions Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-2290/
MLA
"H.R. 2290: Shutdown Guidance for Financial Institutions Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-2290/.
Bluebook (legal)
H.R. 2290, 116th Cong. (2026), https://openamerica.io/bill/116-HR-2290/.
Markdown link
[H.R. 2290: Shutdown Guidance for Financial Institutions Act](https://openamerica.io/bill/116-HR-2290/)
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