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S 2919 116th Congress Senate Finance and Financial Sector Administrative law and regulatory procedures Appropriations Banking and financial institutions regulation Congressional oversight Consumer affairs Consumer credit Credit and credit markets Government employee pay, benefits, personnel management Government information and archives

Shutdown Guidance for Financial Institutions Act

Introduced: November 20, 2019 Introduced by: Van Hollen, Chris Democratic · Maryland See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 20, 2019
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Nov 20, 2019
Introduced in Senate
 Plain-English summary Congressional Research Service

Shutdown Guidance for Financial Institutions Act

This bill directs financial regulators—including the Federal Reserve Board, the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration—to issue guidance relating to a government shutdown. Among other things, financial regulators must issue guidance encouraging financial institutions

  • to modify loan terms and to extend credit to consumers and businesses affected by a shutdown, and
  • to take steps to prevent the reporting of adverse credit information related to a shutdown.

Financial regulators must also notify the public of this guidance in the event of a government shutdown, and complete a report after a government shutdown regarding the guidance's effectiveness.

What's happening now November 20, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Committees of jurisdiction 1