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H.R. 2186 116th Congress House

Student Loan Refinancing Act

Official title: To authorize borrowers of loans under the William D. Ford Federal Direct Loan Program to modify the interest rate of such loans to be equal to the interest rat… Show full official titleShow less

Official title: To authorize borrowers of loans under the William D. Ford Federal Direct Loan Program to modify the interest rate of such loans to be equal to the interest rate for such loans at the time of modification.

Introduced: April 9, 2019 Introduced by: Mark Pocan Democratic · Wisconsin See on congress.gov
Education Government lending and loan guaranteesHigher educationInterest, dividends, interest ratesStudent aid and college costs
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 9, 2019
Introduced in House
Apr 9, 2019
Referred to the House Committee on Education and Labor.
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 Latest action April 9, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Student Loan Refinancing Act

This bill allows a borrower of a Federal Direct Loan program loan to modify the interest rate on the federal student  loan to the current applicable rate. That interest rate is fixed for the life of the loan, unless the borrower elects to modify it again.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2186: Student Loan Refinancing Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-2186/
MLA
"H.R. 2186: Student Loan Refinancing Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-2186/.
Bluebook (legal)
H.R. 2186, 116th Cong. (2026), https://openamerica.io/bill/116-HR-2186/.
Markdown link
[H.R. 2186: Student Loan Refinancing Act](https://openamerica.io/bill/116-HR-2186/)
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