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H.R. 1285 116th Congress House

Improving Access to Traditional Banking Act of 2019

Official title: To amend the Consumer Financial Protection Act of 2010 to establish an Office for Under-Banked, Un-Banked, and Underserved Consumers, and for other purposes.

Introduced: March 14, 2019 See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalCongressional oversightConsumer Financial Protection BureauConsumer credit
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Executive agency funding and structureFinancial literacy
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 14, 2019
Referred to the House Committee on Financial Services.
Feb 14, 2019
Introduced in House
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 Latest action February 14, 2019

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Improving Access to Traditional Banking Act of 2019

This bill establishes in the Consumer Financial Protection Bureau the Office for Under-Banked, Un-Banked, and Underserved Consumers. The office must, in part (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation.

 Related & companion bills 1
  • HR 4067 Financial Inclusion in Banking Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 2
D
Gonzalez, Vicente
Texas · Mar 26, 2019
 D
Norton, Eleanor Holmes
District of Columbia · Mar 14, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1285: Improving Access to Traditional Banking Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-1285/
MLA
"H.R. 1285: Improving Access to Traditional Banking Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-1285/.
Bluebook (legal)
H.R. 1285, 116th Cong. (2026), https://openamerica.io/bill/116-HR-1285/.
Markdown link
[H.R. 1285: Improving Access to Traditional Banking Act of 2019](https://openamerica.io/bill/116-HR-1285/)
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