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H.R. 4067 116th Congress House

Financial Inclusion in Banking Act of 2019

Official title: To amend the Consumer Financial Protection Act of 2010 to direct the Office of Community Affairs to identify causes leading to, and solutions for, under-banked… Show full official titleShow less

Official title: To amend the Consumer Financial Protection Act of 2010 to direct the Office of Community Affairs to identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers, and for other purposes.

Introduced: September 20, 2019 Introduced by: David Scott Democrat · Georgia See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalCongressional oversightConsumer Financial Protection BureauConsumer credit
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Executive agency funding and structureFinancial literacyGovernment studies and investigations
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 13 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 29, 2019
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Oct 28, 2019
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H8503)
Oct 28, 2019
Motion to reconsider laid on the table Agreed to without objection.
Oct 28, 2019
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H8503)
Oct 28, 2019
DEBATE - The House proceeded with forty minutes of debate on H.R. 4067.
Oct 28, 2019
Considered under suspension of the rules. (consideration: CR H8503-8505)
Oct 28, 2019
Mr. Scott, David moved to suspend the rules and pass the bill, as amended.
Sep 20, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 55 - 0.
Sep 20, 2019
Committee Consideration and Mark-up Session Held.
Sep 19, 2019
Committee Consideration and Mark-up Session Held.
Sep 18, 2019
Committee Consideration and Mark-up Session Held.
Jul 25, 2019
Referred to the House Committee on Financial Services.
Jul 25, 2019
Introduced in House
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 Latest action October 29, 2019

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Financial Inclusion in Banking Act of 2019

This bill expands the duties of the Office of Community Affairs within the Consumer Financial Protection Bureau regarding under-banked, un-banked, and underserved consumers. The office must, in part (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation.

The bill also decreases, beginning September 30, 2029, the cap on the surplus funds of the Federal Reserve banks. (Amounts exceeding this cap are deposited in the general fund of the Treasury.)

 Related & companion bills 1
  • HR 1285 Improving Access to Traditional Banking Act of 2019
 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 5
All 5 Democratic 3 Republican 1
D
Cleaver, Emanuel
Missouri · Sep 24, 2019
 D
Sherman, Brad
California · Sep 20, 2019
 D
Gonzalez, Vicente
Texas · Sep 9, 2019
 R
Fitzpatrick, Brian K.
Pennsylvania · Aug 2, 2019
Duffy, Sean
· Jul 25, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4067: Financial Inclusion in Banking Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4067/
MLA
"H.R. 4067: Financial Inclusion in Banking Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4067/.
Bluebook (legal)
H.R. 4067, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4067/.
Markdown link
[H.R. 4067: Financial Inclusion in Banking Act of 2019](https://openamerica.io/bill/116-HR-4067/)
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