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S. 575 115th Congress Senate

Stop Debt Collection Abuse Act of 2017

Official title: A bill to amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.

Introduced: March 8, 2017 Introduced by: Cory A. Booker Democratic · New Jersey See on congress.gov
Finance and Financial Sector Congressional oversightDebt collectionGovernment lending and loan guaranteesGovernment studies and investigations
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State and local government operationsUser charges and fees
This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 8, 2017
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 8, 2017
Introduced in Senate
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 Latest action March 8, 2017

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Stop Debt Collection Abuse Act of 2017

This bill amends the Fair Debt Collection Practices Act to apply that Act's restrictions to collectors of debt owed to a federal agency.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation arises. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is: (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office shall study and report to Congress on the use of debt collectors by federal, state, and local government agencies.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 575: Stop Debt Collection Abuse Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-S-575/
MLA
"S. 575: Stop Debt Collection Abuse Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-575/.
Bluebook (legal)
S. 575, 115th Cong. (2026), https://openamerica.io/bill/115-S-575/.
Markdown link
[S. 575: Stop Debt Collection Abuse Act of 2017](https://openamerica.io/bill/115-S-575/)
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